SMS Terms & Conditions

Effective Date: November 10, 2026

1. SMS Messaging Program

Ryan Murchie & Associates, LLC (“RMA,” “we,” “us,” or “our”) offers an SMS text messaging program for insurance agents, business partners, and individuals who voluntarily consent to receive text messages.

Our SMS program provides operational communications, appointment reminders, agent support, training and event notifications, and optional promotional messages.

2. Types of SMS Messages

Depending on the communication preferences you select, you may receive the following types of messages:

Business and Operational Messages

• Insurance agent contracting and appointment updates.

• Licensing and certification reminders.

• Training registration confirmations and reminders.

• Event registration confirmations and scheduling updates.

• Responses to agent questions and support requests.

• General business and administrative notifications.

Marketing and Promotional Messages

If you separately opt in to promotional messaging, you may receive:

• Announcements about upcoming RMA events and training opportunities.

• Agent marketing programs and promotional opportunities.

• Information about new products, services, and business development initiatives.

• Special announcements and promotional campaigns.

3. SMS Consent and Enrollment

By voluntarily selecting “Yes, I agree” on our SMS sign-up form, you expressly consent to receive recurring SMS text messages from Ryan Murchie & Associates, LLC at the mobile phone number you provide.

Consent is collected separately for operational messages and marketing or promotional messages.

You may select either category, both categories, or neither category.

Consent to receive promotional or marketing text messages is not a condition of purchasing goods or services.

You may register or update your SMS communication preferences through our website:

https://www.rmaagents.com/sms-signup/

4. Message Frequency

Message frequency varies depending on your selected communication preferences, business relationship with RMA, and participation in training sessions or events.

Messages may be recurring.

5. Message and Data Rates

Message and data rates may apply according to your wireless carrier and mobile service plan.

Ryan Murchie & Associates, LLC does not charge a separate fee for participation in its SMS messaging program.

6. Opt-Out Instructions

You may opt out of receiving SMS messages at any time by replying STOP to any text message from Ryan Murchie & Associates, LLC.

After opting out, you may receive one final confirmation message. No further messages will be sent under the opted-out messaging program unless you provide new consent.

7. Customer Support and HELP Instructions

For assistance, reply HELP to any text message from Ryan Murchie & Associates, LLC.

You may also contact us directly:

Ryan Murchie & Associates, LLC

Website: https://www.rmaagents.com

Email: info@rmaagents.com

Phone: 720-456-7921

8. Mobile Carrier Disclaimer

Mobile carriers are not liable for delayed or undelivered messages.

Message delivery may depend on your wireless carrier, device compatibility, network availability, and other factors outside our control.

9. Privacy and Information Sharing

Ryan Murchie & Associates, LLC respects your privacy and is committed to protecting the information collected through our SMS messaging program.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. SMS opt-in data and consent will not be shared with any third parties for their marketing purposes.

We may use authorized service providers to facilitate message delivery and support our business operations, subject to appropriate confidentiality and data protection requirements.

For additional information, please review our Privacy Policy: https://rmaagents.com/privacy-policy/

10. Changes to SMS Terms & Conditions

Ryan Murchie & Associates, LLC may update these SMS Terms & Conditions periodically.

Any updates will be published on this page with a revised effective date.

11. Contact Information

Ryan Murchie & Associates, LLC

Website: https://www.rmaagents.com

Email: info@rmaagents.com

Phone: 720-456-7921